he Contractors General Liability Program focuses on the small general contractor and artisan performing either commercial or residential work.
- GCs with annual receipts under $15M ad project values under $3M
- Artisans with over 15 or fewer employees
- No limitation on work subcontracted out to others
- New Residential construction eligible for GC’s and Artisans
- Uninsured Subcontractors – Options available
- GC Minimum Premium $1500 (CA -> $3500)
- Limits up to $1M/$2M
- New Residential up to 25 Single Family
- Artisan Minimum Premium: $750 (Over 70 Classes)
- New Ventures / Gaps in Coverage Considered
- Blanket Additional Insured
- Waiver of Subrogation
- Per Project Aggregate
- Employee Benefits Liability
- Exterior Work Over 3 Stories
- Smoke, Fire, or Water Restoration
- Industrial Construction
- Infrastructure Risks – Roads, Sewers, Bridges, Etc.
- Demolition or blasting operations
- Recreational / Playground / School Constructions
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